Mission: Providing Financial Security for Individuals and their Loved ones in Good and Bad Times

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MediShield Life and Standard IP vs Private Integrated Shield Plans

There have been some updates in the MediShield Life and Standard IP. This session will cover about the current MediShield Life and other options. It is also with great excitement to introduce to you the latest inclusion of AXA Shield into the Private Integrated Shield plans making it the most competitive Shield plan in the market.

Medishield Life and Standard IP vs Private Integrated Shield

Pls feel free to bring along your friends and loved ones to this event.

Click here to see an Animation on Healthcare and Shield plans.

Kindly RSVP here.

Thanks very much for your support.



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“Pop-up” ATMs to dispense new banknotes for CNY

Just in case you are wondering why there are long queues at ATMs, it’s because of the initiative by DBS/POSB to dispense new notes for red packets.

The ATMs will operate 24 hours at Bukit Batok, Henderson, Kreta Ayer, Mountbatten, Toa Payoh West, Yew Tew and Yuhua CCs.

Availability will be from 9am to 10pm daily for Chong pang, Kampong Chai Chee and Teck Ghee CCs.

Enjoy the convenience of having getting new notes for CNY minus the long queues in banks!


Extracted from The Straits Times, 21st Jan 2015

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To retire in peace, know your numbers

It is wise to plan for retirement before it is too late. The nearer one reaches retirement age, the more the person have to save up. More often than not, if the gap is too huge, one will feel discouraged and end up not saving up at all.

Therefore, it is important to start being aware of CPF and it’s usefulness or insufficiency.

As the following article from Invest section from Sunday Times suggests, we will notice that more than half of senior citizens aged 55 felt that CPF savings is not sufficient.

Therefore, it is important to depend on other private plans. Annuity plans have became the trend for many prudent retirees to embark on. Jointly owned, in the event of death, surviving spouse will not be left stranded financially.

Investments are a good way to make use of compound interest to grow our wealth. Take note that if taken up from insurance companies will mean that your money is subjected to the bid-offer spread which is usually 5%.

You will always buy at offer (higher) price and sell at the bid (lower) price.

Therefore, it is wise to deal with independent financial firms which has platform to deal directly with fund houses eliminating the spread.

To know more, feel free to contact me at



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Legacy Planning @ NUSS Suntec Guild House

•Issues we face in life
•Why a Will and whether it’s enough
•Using a Trust to control wealth distribution
•A will and a trust: A family-friendly solution
•Dealing with mental incapacity: The Lasting Power of Attorney

Legacy Planning
– “Preserving your wealth, enjoy your golden years and leaving behind legacy.

You reached a stage where many aspire to but few ever reached, so what’s left to do? How about leaving a legacy behind for your loved ones.

The benefits of Estate planning are multiple. It is, simply put, the safest way to protect both and your loved ones from financial uncertainties that lie ahead, to prevent the mismanagement of the legacy you leave behind. By using a small portion of your wealth to protect and even boost your legacy, you can enjoy the fruits of your labour without worries.






The first speaker is by Rockwills and the second speaker from PIAS. It was indeed a meaningful and insightful session on Legacy planning.




The sumptuous food indeed plays a part to make the whole session more enjoyable.



Not to forget the Lucky draw at the end!

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CPF options announced during National Day Rally 2014

Points mentioned include allowing Singaporeans aged 65 and above to withdraw not more than 20 percent if they wish to withdraw lump sum.

The lease buy back scheme also available for low income earners to sell back their flat (3 and moving forward 4 room flat) to the government but only for $27,000 and additional $900 per month from CPF life.